/* SummitFund - "Base Camp". Bronze mid-morning daylight on warm limestone, glacier-teal routes.
   Light canvas, flat bronze hero tint framed by teal edge rules, plateau photo band after the hero. */
:root{
  --bg:#F8F5EF;--card:#FFFFFF;--ink:#20180E;--text:#2E2619;--muted:#5F5749;
  --accent:#8C6A3F;--accent-deep:#6B5030;--accent-tint:#EDE7DC;--line:#E6E1D6;
  --fd:"Solway",Georgia,serif;--fb:"Gudea",system-ui,sans-serif;--r:4px;
  --teal:#2F6E7A;--teal-mid:#5FA3AE;--teal-lite:#7FB8C2;--bronze-lite:#C9A063;
  --tint2:#D4C9B6;--sand:#F2EDE3;--cream:#F6F1E8;--dim:#C6BEB0;
  --foot-bg:#20180E;--foot-text:#DCD6CC;--foot-link:#7FB8C2;--wrap:1140px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.62;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);font-weight:700;color:var(--ink);line-height:1.16;margin:0}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--cream);padding:10px 14px;z-index:60;border-radius:var(--r);font-family:var(--fd);font-weight:500;text-decoration:none}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:500;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-deep)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--fd);font-weight:700;font-size:16px;padding:15px 28px;border-radius:var(--r);border:2px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:var(--accent);border-color:var(--accent);color:#FFFFFF}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost{background:transparent;border-color:var(--accent-deep);color:var(--accent-deep)}
.btn-ghost:hover{background:var(--accent-tint)}

/* header - ring mark + centred wordmark, bronze rule beneath, nav right, burger under 860 */
.mast{position:relative;z-index:20;background:var(--bg);border-bottom:2px solid var(--accent)}
.mast-in{display:grid;grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);align-items:center;gap:16px;padding:17px 20px}
.brand{grid-column:2;justify-self:center;display:inline-flex;align-items:center;gap:11px;text-decoration:none}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:500;font-size:22px;line-height:1.2;letter-spacing:-.005em;color:var(--ink)}
.wm b{font-weight:800;color:var(--accent-deep)}
.nav{grid-column:3;justify-self:end;display:flex;align-items:center;gap:26px}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--teal)}
.nb{grid-column:3;justify-self:end;display:none;width:44px;height:44px;padding:0;border:1px solid var(--tint2);background:var(--card);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer}
.nb span{display:block;width:19px;height:2px;background:var(--ink);border-radius:2px}
@media(max-width:860px){
  .nav{position:absolute;top:calc(100% + 8px);left:12px;right:12px;display:none;flex-direction:column;align-items:stretch;gap:0;padding:4px 0;background:var(--card);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:var(--r);box-shadow:0 20px 44px rgba(32,24,14,.2)}
  .nav.open{display:flex}
  .nav a{padding:13px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero - flat bronze tint, teal rule down both outer edges, form card first */
.hero{position:relative;overflow:hidden;background:var(--accent-tint);padding:34px 0 58px}
.hero::before,.hero::after{content:"";position:absolute;top:0;bottom:0;width:2px;background:var(--teal);z-index:2}
.hero::before{left:0}
.hero::after{right:0}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{font-family:var(--fd);font-weight:500;font-size:12px;line-height:1.4;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-deep);margin:0 0 20px}
.form-card{width:100%;max-width:var(--card-max,840px);margin:0 auto;background:var(--card);border:1px solid var(--line);border-bottom:2px solid var(--accent);border-radius:var(--r);box-shadow:0 20px 46px rgba(32,24,14,.14);padding:22px 24px 18px;text-align:left}
.form-card__head{display:flex;align-items:center;gap:13px}
.ringed::before{content:"";flex:0 0 22px;width:22px;height:22px;border-radius:50%;border:2px solid var(--teal);box-shadow:0 0 0 3px rgba(47,110,122,.15)}
.form-card__head h2{font-size:25px;letter-spacing:-.01em}
.card-sub{margin-top:7px;color:var(--muted);font-size:14.5px;line-height:1.5}
.form-host{margin-top:15px}
.form-card__trust{margin-top:15px;padding-top:12px;border-top:1px solid var(--line);font-size:12.5px;line-height:1.55;color:var(--muted);text-align:center}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 30px;margin:24px auto 0;padding:0;list-style:none;max-width:840px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink)}
.ticks svg{width:17px;height:17px;flex:0 0 17px}
.hero-h1{font-size:clamp(32px,5vw,52px);letter-spacing:-.02em;max-width:760px;margin:36px auto 0}
.hero-sub{max-width:660px;margin:14px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:26px 0 44px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:18px 15px 15px}
  .hero-eyebrow{font-size:11px;letter-spacing:.14em;margin-bottom:16px}
  .form-card__head h2{font-size:22px}
  .ringed::before{flex:0 0 18px;width:18px;height:18px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;justify-items:start;text-align:left}
  .ticks li{font-size:13.5px}
  .hero-h1{margin-top:28px}
}

/* photo band - the plateau runs clean, the statement sits on its own ink ledge beneath it */
.plateau{background:var(--ink)}
.plateau-pic{display:block}
.plateau-pic img{width:100%;aspect-ratio:1600/420;object-fit:cover;object-position:50% 56%}
.plateau-say{background:var(--ink);color:var(--foot-text);border-top:3px solid var(--teal);padding:42px 0 46px}
.plateau-in{max-width:880px}
.plateau-say .eyebrow{color:var(--bronze-lite)}
.plateau-say h2{color:var(--cream);font-size:clamp(26px,3.6vw,40px);margin-top:11px;letter-spacing:-.015em}
.plateau-say p{margin-top:13px;color:var(--dim);font-size:17px;max-width:640px}
.band-link{display:inline-flex;align-items:center;gap:8px;margin-top:22px;font-family:var(--fd);font-weight:700;font-size:15px;color:var(--teal-lite);text-decoration:none;border-bottom:2px solid rgba(127,184,194,.45);padding-bottom:3px}
.band-link:hover{border-bottom-color:var(--teal-lite)}
@media(max-width:600px){.plateau-pic img{aspect-ratio:16/11}.plateau-say{padding:32px 0 36px}}

/* how it works - one ring at the top, three routes fanning down to the three steps */
.how{padding:84px 0 80px}
.sec-head{max-width:720px}
.sec-head h2{font-size:clamp(27px,3.5vw,40px);margin-top:10px;letter-spacing:-.015em}
.sec-head p{margin-top:12px;color:var(--muted);font-size:17px}
.fan{width:100%;margin:34px 0 0}
.routes{list-style:none;margin:6px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;text-align:center}
.routes li{padding:0 10px}
.routes .rnum{font-family:var(--fd);font-weight:500;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--teal);display:block}
.routes h3{font-size:21px;margin-top:9px;letter-spacing:-.01em}
.routes p{margin-top:9px;color:var(--text);font-size:16px}
.routes .rout{margin-top:14px;font-family:var(--fd);font-weight:500;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep);line-height:1.5}
@media(max-width:860px){
  .how{padding:58px 0 54px}
  .fan{display:none}
  .routes{grid-template-columns:1fr;gap:0;text-align:left;margin-top:26px;border-left:2px dashed var(--tint2);padding-left:22px}
  .routes li{padding:20px 0;border-bottom:1px solid var(--line)}
  .routes li:last-child{border-bottom:0}
}

/* recognition strip - its own band, the plateau under a near-opaque bronze-ink veil */
.recog{position:relative;overflow:hidden;background:#2A2013;color:var(--cream);padding:76px 0 80px}
.recog-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 50%}
.recog-veil{position:absolute;inset:0;background:linear-gradient(100deg,rgba(32,24,14,.95) 0%,rgba(42,32,19,.93) 54%,rgba(62,47,27,.86) 100%)}
.recog-in{position:relative;z-index:1}
.recog .eyebrow{color:var(--bronze-lite)}
.frags{list-style:none;margin:26px 0 0;padding:0;max-width:800px}
.frags li{position:relative;font-family:var(--fd);font-weight:500;font-size:clamp(19px,2.5vw,26px);line-height:1.34;color:#E8DFCF;padding:13px 0 13px 44px;border-bottom:1px solid rgba(201,160,99,.24)}
.frags li::before{content:"";position:absolute;left:0;top:50%;width:26px;height:2px;background:var(--teal-mid);transform:translateY(-50%)}
.frags li:last-child{font-weight:700;color:var(--cream);border-bottom:0}
.frags li:last-child::before{background:var(--bronze-lite)}
.recog-close{margin-top:30px;display:flex;flex-wrap:wrap;align-items:center;gap:20px 34px;justify-content:space-between}
.recog-close p{max-width:640px;color:var(--dim);font-size:16.5px}
@media(max-width:700px){.recog{padding:58px 0 62px}.frags li{padding-left:36px}.frags li::before{width:20px}}

/* why band - base-camp artwork on ink, trio beside it */
.why{background:var(--ink);color:var(--foot-text);padding:86px 0;overflow:hidden}
.why-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:60px;align-items:center}
.why .eyebrow{color:var(--bronze-lite)}
.why h2{color:var(--cream);font-size:clamp(27px,3.5vw,40px);margin-top:10px;letter-spacing:-.015em}
.why-lead{margin-top:13px;color:var(--dim);font-size:16.5px}
.trio{list-style:none;margin:26px 0 0;padding:0;border-top:1px solid rgba(201,160,99,.22)}
.trio li{position:relative;padding:19px 0 19px 34px;border-bottom:1px solid rgba(201,160,99,.22)}
.trio li::before{content:"";position:absolute;left:0;top:25px;width:15px;height:15px;border-radius:50%;border:2px solid var(--bronze-lite)}
.trio h3{color:var(--cream);font-size:19px}
.trio p{margin-top:6px;color:var(--dim);font-size:15.5px}
.art{width:100%}
@media(max-width:900px){.why{padding:60px 0}.why-grid{grid-template-columns:1fr;gap:34px}.art{max-width:520px;margin:0 auto}}

/* faq - two columns at desktop, a bronze ring on every question */
.faq{padding:84px 0 80px;background:var(--sand)}
.faq-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0 64px;margin-top:30px}
.fq{padding:22px 0 24px;border-top:1px solid var(--tint2)}
.fq h3{display:flex;align-items:flex-start;gap:13px;font-size:19px;line-height:1.3;letter-spacing:-.005em}
.fq h3::before{content:"";flex:0 0 15px;width:15px;height:15px;margin-top:5px;border-radius:50%;border:2px solid var(--accent)}
.fq p{margin-top:9px;padding-left:28px;color:var(--text);font-size:16px}
@media(max-width:760px){.faq{padding:58px 0 54px}.faq-grid{grid-template-columns:1fr;gap:0}.fq p{padding-left:0}}

/* closing band */
.close{background:var(--accent-tint);border-top:1px solid var(--tint2);padding:74px 0}
.close-in{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:26px 48px;align-items:center}
.close h2{font-size:clamp(27px,3.5vw,40px);margin-top:10px;letter-spacing:-.015em}
.close p{margin-top:11px;color:var(--muted);max-width:620px}
@media(max-width:760px){.close{padding:54px 0}.close-in{grid-template-columns:1fr}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 40px;font-size:14px}
.foot-top{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px 40px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(220,214,204,.16)}
.foot .brand{display:inline-flex}
.foot .wm{color:var(--cream)}
.foot .wm b{color:var(--bronze-lite)}
.foot-line{margin-top:11px;color:var(--dim);max-width:540px;font-size:14.5px}
.foot-mail{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--foot-link);text-decoration:none;border-bottom:1px solid rgba(127,184,194,.5);padding-bottom:2px;white-space:nowrap}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.foot-nav{display:flex;flex-wrap:wrap;gap:8px 0;margin:20px 0 0;padding:0;list-style:none}
.foot-nav a{font-family:var(--fd);font-weight:500;font-size:14px;color:var(--foot-text);text-decoration:none;padding:4px 14px;border-left:1px solid rgba(220,214,204,.26)}
.foot-nav li:first-child a{padding-left:0;border-left:0}
.foot-nav a:hover{color:var(--foot-link)}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 0;margin:14px 0 0;padding:0;list-style:none}
.legal-links a{font-family:var(--fd);font-weight:500;font-size:14px;color:var(--foot-text);text-decoration:none;padding:4px 14px;border-left:1px solid rgba(220,214,204,.26)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(220,214,204,.16)}
.disc p{margin:0 0 10px;color:var(--dim);font-size:13px;line-height:1.62}
.disc b,.disc strong{color:var(--cream);font-weight:700}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot{padding:48px 0 36px}.foot-top{grid-template-columns:1fr}.foot-nav a,.legal-links a{padding:4px 10px}}

/* subpage prose - how-it-works, contact, privacy, terms, unsubscribe, do-not-sell, 404 */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:52px 20px 86px}
.prose h1{font-size:clamp(31px,4.4vw,44px);letter-spacing:-.02em}
.prose p.updated{margin-top:10px;font-family:var(--fd);font-weight:500;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-deep)}
.prose h2{font-size:23px;margin-top:38px;padding-top:22px;border-top:1px solid var(--line);letter-spacing:-.01em}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose ul>li{margin-top:8px;line-height:1.68;padding-left:4px}
.prose ul>li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:700}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose .btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:#FFFFFF;text-decoration:none}
.prose a.btn.btn-ghost{color:var(--accent-deep);text-decoration:none}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}